SIP CALCULATOR

Plan SIP, step-up SIP, and lumpsum investments with projected maturity values, invested amount, and return splits.

Projected wealth

SIP Calculator

Estimate wealth from disciplined monthly investing with expected market-linked returns.

Monthly investment₹10,000

Expected annual return12.0%

Investment period15 years

Investment split

Maturity breakup

Invested amount₹18,00,000

Estimated returns₹29,59,314

Estimated value₹47,59,314

Invested amount₹18,00,000

Estimated returns₹29,59,314

Return share62.2%

Monthly rate used0.9%

Growth over time

Invested vs projected value

Y10

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Y12

Y13

Y14

Y15

Specific Tool Notes: Use regular SIP, annual step-up SIP, or lumpsum mode to compare invested amount, estimated returns, and final value over time.

FAQ

Common questions, clean answers

Which formula does this SIP calculator use?

The regular SIP mode uses the standard future-value formula for monthly contributions, while the step-up mode simulates yearly SIP increases month by month.

Does this calculator guarantee actual returns?

No. It provides projected values based on the assumed annual return you enter, so actual market-linked returns can differ.

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